happyvalue

I realized I actually did have a blog... Well, going forward, I will be penning down my financial journey and for a start, let me put down a few milestone I am proud off today. 2013: Started working with a annual pay of about 45,000 SGD / annum 2014: Promoted in Dec'14 with my annual salary increasing to 61,500 SGD/annum 2015: Left my first banking job, and got another increment to 71,500 SGD/annum 2016:  Saved about 40,000 SGD at this stage; bought my first house with CPF = 60,000, Grant = 50,000 and Cash = 100,000. 2017 : Fantastic Year! Married in Mar'17 and net worth reset to 70,000 SGD (ang bao); Moved into new home in Mar'17 Promoted on Jul'17 with a 36% pay-rise to 103,600 SGD / annum Made first real investment in Ascott (15,000), Fraser (15,000) and Lippo (10,000) in Dec'17 Hospitalized for HFMD and reported sick for 1month, and career suffered 2018: Finally catching up with work, and appreciated, but got the lowest % payrise in 2018 @ ...