happyvalue

Life has been less busy compared to the 1st 6 months of the year. It is still busy nonetheless except that the pace at work has slowed down comparably vs. last year. It is also good that I received my first variable bonus for the first time in 5 years at P&G. It is small though, at roughly about $5k, and am awaiting that coming into my account :)  To recap: May'2020 Net worth = 781,000 Liquid Assets = 335,000 (cash + equities) Home equity = 268,000 CPF Ordinary = 30,000 (myself) + 30,000 (wife) CPF SA Account = 55,000 (myself) + 55,000 (wife) Miles net worth = 450,000 miles = $8,600 SGD Sep'2020 Net worth = 831,000  Liquid Assets = 381,000 (cash + equities) Home equity = 268,000 CPF Ordinary = 30,000 (myself) + 30,000 (wife)  CPF SA Account = 55,000 (myself) + 55,000 (wife)  Miles net worth = 800,000 miles = $12,000 SGD Networth should increase by another 15k by end Sep when i received by bumped up pay but for the time being i am not counting it in. It looks on t...

May'2020 Net worth = 781,000 Liquid Assets = 285,000 (cash + equities) Debt = 400,000 (HDB loan) Cash = 50,000 StashAway = 0 Equities = 268,000 Home equity = 280,000 Insurance = won't count this CPF Ordinary = 30,000 (myself) + 30,000 (wife) CPF SA Account = 55,000 (myself) + 55,000 (wife) Miles net worth  = 450,000 miles = $8,600 SGD I am updating my networth after losing almost 60k due to the COVID virus. I have manged to reduce the amount to 8k (-2%) within 2 months after trading heavily. Net, based on a P&L impact stand point, I am still down about 30k, which is half the amount. Net worth has increased by about 100k vs. Oct 2019 update due to including SA account as part of my networth after topping up 15k cash in Dec 2019. With roughly about 300k invested in equities, I expect dividend yield of 15k per year and saving rate of 100k per year. The aim now is to start Jan'2021 after collecting my bonus with an invested assets of the below: Jan...